Annuities provide tax-deferred retirement income. See annuities' pros and cons, and whether an annuity fits your retirement ...

Robo-advisors must register with the U.S. Securities and Exchange Commission (SEC) and follow the same laws and regulations ...

An Ameriprise Financial executive discusses how to navigate the shift from saving for retirement to managing distributions.

The idea of paying taxes now in exchange for the prospect of lower taxes decades in the future struck me as preposterous.

Consistent with our new year’s theme of starting the new year out on a great financial footing, one cannot overlook planning ...

Learn how much the average person receives in Social Security at age 65 and explore strategies to maximize benefits and manage financial challenges.

The headline safe withdrawal rate from Morningstar’s 2024 retirement income research was dispiriting: We pegged 3.7% as a ...

Since retirement can last 20 to 25 years, it’s necessary to invest in stocks or stock funds so that your portfolio can grow.

A lot of people wait until age 62 to retire so they can collect Social Security. But if you have a lot of money saved up, you ...

There are currently over 600,000 micro 401(k) plans in the U.S., with less than $5 million in assets, and that number will ...

Given the cost of housing these days, a lot of people are having to make sacrifices to buy a home of their own. And if buying ...

Retirement planning has never been a one-size-fits-all endeavor, especially as financial landscapes continue to evolve year after year. In 2023 alone, over 45 million retirees in the U.S. faced new ...