It also has a few more disadvantages: First of all, it will always format and erase the USB key, so if you stored other data on it, you have to copy them off and back again whenever you want to ...

To download the recovery image for Surface, you’ll need a USB drive ... image is mainly required for restoring Windows if recovery via Windows 10 fails or isn’t possible.

This is how to make a bootable ExFAT USB drive for Windows 10 inside macOS. It's ghetto but works :) Took about 6 minutes on Mac Mini M1. ~/GIT/macos_win10_usb (master*) » ./win10_usb_create.sh ...